Penalty charge/fee for paying off an interest free debt early?

gettingtheresometime

Does the T&Cs you're referring to refer to the original card or the plan to repay the debt now that the interest is frozen?

I've been in your position & when I've settled the debt I've never been charged interest just for paying it off early.

personally I'd ring HSBC up & ask them....that's the only way you'll know for sure 

Karonher

Again without seeing the terms I wonder if there would be an issue about you suddenly letting them know you have all this money in the bank.

DjangoUnchained

Karonher said:

Again without seeing the terms I wonder if there would be an issue about you suddenly letting them know you have all this money in the bank.

that crossed my mind, for a few years my account has been very low but the last few months i have had quite a bit in there. i didnt want to draw their attention as they might say i shouldnt have been entitled for an interest free loan for so long, as its not in the same bank account but with the same bank and sort code.