We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Redoing a mortgage application
Kirkii27
Posts: 134 Forumite
Hi,
so I’m redoing our mortgage application that had been approved by Santander but adding my father in law onto this application to secure his 40k deposit he is putting down on the property. We are only borrowing just less than 80k and We have our mortgage in principal accepted but I have just received the valuation report from last week that they did. Would I be able to carry this over or will they have to go and re value the property? Would it be best to phone them today and do the full application rather than online and cancel my previous application?
so I’m redoing our mortgage application that had been approved by Santander but adding my father in law onto this application to secure his 40k deposit he is putting down on the property. We are only borrowing just less than 80k and We have our mortgage in principal accepted but I have just received the valuation report from last week that they did. Would I be able to carry this over or will they have to go and re value the property? Would it be best to phone them today and do the full application rather than online and cancel my previous application?
0
Comments
-
@Kirkii27 Who is coming off the application so your FIL can come on it? Off of the top of my head, Santander don't accept more than 2 applicants.
I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.
0 -
It’s going to be in my partners and his dads name.1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.9K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.5K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards