6 replies 595 views
I have received a letter from Hoist Finance saying they have taken my loan over from Robisnon Way. I have been paying RW £5 a month since 2012. But have always disputed that I owed the money to Lloyds, Due to a complaint at the time from 2010. I asked Hoist to get a copy of the original agreement which they are unable to do. What should I do next please. Should I just continue to pay £5 this would never be paid off and does not appear on my credit file as far as I can tell. Thanks
Latest MSE News and Guides
Did you know there's an MSE app?
It's free & available on iOS & AndroidMSE App
Regifting: good idea or not?
Add your two cents to the discussionMSE Forum
Energy Price Guarantee calculator
How much you'll likely pay from AprilMSE Tools
if they are unable to provide, the debt is unenforceable. I would stop paying
If you dispute you owe this, you shouldn't be paying.
Was this an overdraft, credit card or loan?
Then it's safe to stop paying
There's guidance here
Thank you, will have a look