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Likely Loans?

First time poster looking for some guidance. 

Would using a loan company, such as likely loans, be considered ‘bad’ for your credit file? I know that payday loans should be avoided but do these high APR loans carry the same bad news?
 
My partner and I are looking to buy a house soon and the loan was taken a while ago before I had repaired my credit score and I wondered if it would become a hinderance?

Thanks! 

Comments

  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Why not check your credit file by checking some of the credit agencies.
    Experian, Equifax,clearscore, Crediva, TransUnion.
    If you paid the loan off and did not miss any payments or you were late paying it may hurt your score.
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