Filed for Bankruptsy today, unsure what I do about my bank account?

lanceneoman

Hi All, After years of suffering with severe debt (£32000), most due to ill health with an issue with my Kidneys, and taking on more debt to pay debts, I filed for bankruptcy today.

Basically, we have enough money to just get by ( we have 3 children) but no where near enough to pay off the debts.

I was on an IVA, and with just 3 months left, I had major surgery on my kidney, and was off work for a long time and unable to pay, but as this was the 3rd time during the IVA i had issues due to my health, that cancelled it.  That was Harrington Brookes.

Im 33, and feel a let down to my family, and my colleagues. Christmas just gone, was my lowest and I contemplated suicide. and took a while to get all debts sorted, and filed today.

the question I have is: 

My bank account is a foundation account, so no overdrafts or anything like that. Only my wage goes in. 

Ive read that the court may close the account if its a current account, and if it has any overdraft facilities etc, am I right in thinking I will be okay with this account.

Also while submitting, there was no where at all, where I could give supporting information, reasons behind debts etc, so I have sent them a huge email.

Thanks in advance

liggerz87

Have a look at Barclays basic account and apply for that co op are also good 

luvchocolate

Nationwide also for a basic bank account. It's not the OR who closes the account but the banks themselves.