We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Delay getting decision from Zopa - advice please
Options
I applied for a loan two weeks ago with Zopa after doing MSE eligibility checks and checking best deals. I am a home owner and need some work doing to the house. I have no other loans and no credit cards. After a week I got in touch and they confirmed that they had got my application but said there were delays as they had received so many applications following easing of lockdown. I contacted them twice this week, first they said they would send an email to the senior Underwriting team, and when nobody contacted me I got in touch with the next day and they said it was because I had not uploaded any documents. I explained no one had been in touch with me and no one had asked for any documents. Beginning to feel stuck in no mans land But do I keep contacting them every day or should I go some where else. The work on the house due to start in 3 weeks !! And how will it look on my credit history if I go somewhere else. I would be grateful for your suggestions.
0
Comments
-
Going somewhere else will just mean another hard search. That needn't be a problem if your files are in good shape.0
-
thanks for your reply - there is no reason for them not to be in good shape. If I apply elsewhere won't it just look like Zopa refused me a loan in which case that could have a negative impact on my credit history
0 -
No. It'll just look like a search.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards