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How best to invest a SIPP
Comments
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Like MallyGirl said, read the books by John Edwards as a starting point: "DIY Pensions: A Simple Guide to Pensions, SIPPs & Retirement Planning" and "DIY Simple Investing: A Guide to Simple but Effective Low Cost Investing".
Also, take a look at this PensionCraft video: https://pensioncraft.com/review-of-vanguard-lifestrategy-funds/
Make sure you understand why different equity/bond ratios impacts the potential performance and volatility of a fund. Here's a simple chart from a Trustnet analysis that compares the VLS funds up to April last year:
VLS funds are a good starting point but there are other choices (like MallyGirl said), so don't just jump on them without doing a bit of reading and research.
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Nice chart. Here is similar information, returns plotted against volatility for different mixes of stocks and bonds, showing the relationship and giving some sense of the size of both for different mixes. Figure 4:
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