Changing pension fund to High risk?

LHW99

The OP could perhaps leave the medium risk investment as is, and divert new payments to the high risk option for a few years and see how it goes. You don't necessarily have to keep everything in a single fund, even in a workplace pension, and could probably arrange to do that fairly easily online / by letter.

dunstonh

There are some people out there who don't blink when their investments fall 40% or more.     There are others that panic when its gone down 1%.

Unfortunately, the move to quarterly statements (an EU Directive) means that people see the volatility more and it gives them more opportunity to panic.