We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Bluestone requested Landlord reference
lucy2000
Posts: 2 Newbie
Hi all, my application for a mortgage has been with Bluestone for about a month and they have come back asking for a 2 years landlord reference.
I have been a good tenant. Have done few overpayments and had 2 late payments. I have spoken to my landlord requesting him to fill the form sent ( we have a good relationship). He stated that he is worried about being involved as he doesn’t want to have any impact of the lenders decision. He also said he is very busy caring for his elderly mum and is concerned that they might continuously ask for lots of information and he doesn’t have time. I have reassured him that I will try and more information re what he might expect.
1. Once the landlord has filled the form about 2 yrs payment , do they ask for anything else/ more from landlord.? ?
1. Once the landlord has filled the form about 2 yrs payment , do they ask for anything else/ more from landlord.? ?
0
Comments
-
@lucy2000 All Bluestone want to know is if you had any missed/late rental payments in the last 0-12 and 12-24 month period. They are unlikely to have any more info requests from the landlord.
I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.
0 -
There's a huge thread about Bluestone which contains a lot of useful information and members are supportive:
https://forums.moneysavingexpert.com/discussion/6113960/bluestone-mortgages#latestMortgage started 2020, aiming to clear 31/12/2029.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.9K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.5K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards