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I just applied for 95% mortgage with new government scheme!!!
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Thanks both. MB said he’d be putting it through yesterday however I’m assuming with my immigration status it might take a little longer than the standard DIP0
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chasingfreedom said:greensalad said:What rate did you get? I've been trying to find rates for the new scheme mortgages but most of the bank websites don't seem to have any details listed.
depending where you see rates could go
with the 2 years you could switch to their retentions when you hit 90% or take the 100% switch rate which are a bit lower than SVR
2 Yr Fixed Switcher 90% 2.84% £995
2 Yr Fixed Switcher 90% 3.18% £0
5 Yr Fixed Switcher 90% 3.24% £995
5 Yr Fixed Switcher 90% 3.74% £0
2 Yr Fixed Switcher 100% 3.00% £995
2 Yr Fixed Switcher 100% 3.25% £0
edit to fix the typo1 -
getmore4less said:chasingfreedom said:greensalad said:What rate did you get? I've been trying to find rates for the new scheme mortgages but most of the bank websites don't seem to have any details listed.
depending where you fee rates could go
with the 2 years you could switch to their retentions when you hit 90% or take the 100% switch rate which are a bit lower than SVR
2 Yr Fixed Switcher 90% 2.84% £995
2 Yr Fixed Switcher 90% 3.18% £0
5 Yr Fixed Switcher 90% 3.24% £995
5 Yr Fixed Switcher 90% 3.74% £0
2 Yr Fixed Switcher 100% 3.00% £995
2 Yr Fixed Switcher 100% 3.25% £00
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