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advanced overpayment mortgage calculator?

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crex
crex Posts: 26 Forumite
Part of the Furniture 10 Posts Combo Breaker
in Mortgages & endowments
Is there a mortgage calculator anywhere that can account for interest rate changing after an initial period? All the ones I can find online only allow you to enter one interest rate for the term, which will give a misleading figure for eg. how much interest you will save by overpayment. Even using the APR doesn't really help, as that assumes reverting to the lender's SVR when the initial period ends, which I wouldn't be doing. TIA

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