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Flexible Mortgages?

Evening all,

I set a reminder 6 months in advance of my mortgage rate period expiring, and today is the day I need to start looking.

This last year has rewired my brain a bit, and I am starting to think I would like to have a bit more flexibility.  I'm not saying 100% I am moving, but I would like the option should an appropriate role arise elsewhere.

Having a quick look, the only mortgages that tend to have no early repayment fee, are standard variable rate ones.  Is this correct or is there another option I'm not aware of?

Comments

  • K_S
    K_S Posts: 6,908 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 13 April 2021 at 9:51PM
    @DireEmblem There are a handful of mainstream products that come with no ERC, just use the MSE mortgage finder and filter for no ERC products.

    I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

    PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

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