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Is remortgaging when in receipt of employers pension possible?
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@fbd2910 There's almost certainly some crossed wires here. I know for a fact that as a broker I can do a PT (product transfer) for a Natwest client without reassessing affordability, credit score, etc. or confirming that the client's circumstances haven't changed, so it should be similar for you I imagine. Are you selecting "remortgage" instead of "rate-switch"?FBD2910 said:@K_S it’s NatWest
I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.
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@fbd2910 Well in that case all I can suggest is using a broker for the PT, as I'm certain that we don't need to confirm that for a NatWest PT. Most brokers I know don't charge for a PT.FBD2910 said:@K_S rate change. I’ve changed the rate in the past with them & have been asked to confirm that my circumstances have not changed.I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.
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