We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Is remortgaging when in receipt of employers pension possible?

2»

Comments

  • FBD2910
    FBD2910 Posts: 9 Forumite
    Third Anniversary Combo Breaker Name Dropper First Post
    @K_S it’s NatWest 
  • K_S
    K_S Posts: 6,910 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    FBD2910 said:
    @K_S it’s NatWest 
    @fbd2910 There's almost certainly some crossed wires here. I know for a fact that as a broker I can do a PT (product transfer) for a Natwest client without reassessing affordability, credit score, etc. or confirming that the client's circumstances haven't changed, so it should be similar for you I imagine. Are you selecting "remortgage" instead of "rate-switch"?

    I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

    PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

  • FBD2910
    FBD2910 Posts: 9 Forumite
    Third Anniversary Combo Breaker Name Dropper First Post
    @K_S rate change. I’ve changed the rate in the past with them & have been asked to confirm that my circumstances have not changed. 
  • K_S
    K_S Posts: 6,910 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    FBD2910 said:
    @K_S rate change. I’ve changed the rate in the past with them & have been asked to confirm that my circumstances have not changed. 
    @fbd2910 Well in that case all I can suggest is using a broker for the PT, as I'm certain that we don't need to confirm that for a NatWest PT. Most brokers I know don't charge for a PT.

    I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

    PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.