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Santander or Barclays
I’m wanting to get a 10k loan for home improvements.
I bank with both Barclays and Santander.
I bank with both Barclays and Santander.
I’ve had a loan with Barclays before and like the the app tells you the rate your going to get before you apply. In this case it’s 4.3%.
should I try applying for a Santander loan and risk not getting the 3% rate or just go straight for the Barclays at 4.3%?
TIA
should I try applying for a Santander loan and risk not getting the 3% rate or just go straight for the Barclays at 4.3%?
TIA
0
Comments
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It depends on your risk profile and whether you meet their criteria.
The only practical solution is probably to apply for both simultaneously.1 -
That's impressive if you are getting 4% from Barclays, I am getting 19% and I earn a high-ish salary/good credit history.zoedmc said:I’m wanting to get a 10k loan for home improvements.
I bank with both Barclays and Santander.I’ve had a loan with Barclays before and like the the app tells you the rate your going to get before you apply. In this case it’s 4.3%.
should I try applying for a Santander loan and risk not getting the 3% rate or just go straight for the Barclays at 4.3%?
TIA
I would apply with your own bank if its a low interest rate and see what they say, because they know you best.1
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