Ninety months to pay off mortgage - or as near as dammit!
Comments
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Well done
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***2 -
And it’s nearly time to go back to work 😱 lots of running and walking last week then a weekend away with DS for a family do, So glad to be home now and heading for bed soon in my own comfy bed💗💗💗
so I haven’t spent too much but thinking of changing job again🙄 so next wage will be mainly saved just in case…Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36
Car loan £5503/10000 CC £18501 -
Hi Skint - savings are always nice to have. Good you had a good break. You haven't sounded certain about this job even in the early days after the move.Moving goals: Anticipated costs £8.2K (excluding new furniture or any post move renovations)
1) Upfront house move costs Paid £1034/£2,609 (£448 for legal, £586 for mortgage, £76 post redirection, £1,500 removals)
2) Balance of likely house move costs Paid £0/£5,372 (£1,772 legal, £3,600 land tax from equity)
Longer term financial goals
3) £6,519/£10,000 Emergency/Freedom/Home/Moving Fund 65.19%
4) MFW Nov 21 £201,999 with 264 240 payments to go - now £186,368 Equity 38%
5) Mortgage neutral by June 2030 £6,289/£127,466 AVC target 4.93%
6) FI Age 60 annual income target £12,500/30,000 41.66%
7) CC Debt free April 22 (now stay that way!!)2 -
If the job I was doing was what was advertised then I would love it but they are so short staffed I end up doing other peoples work. Also there is a toxic work environment which didn’t affect me previously but now I am effectively out on my own it’s awful. Anyhow onward and upwards!Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36
Car loan £5503/10000 CC £18502 -
Really hope you can find something that’s really you. 😊I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***2
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It sounds like it would be worth looking for something better. Doesn't sound like there's much to lose.Moving goals: Anticipated costs £8.2K (excluding new furniture or any post move renovations)
1) Upfront house move costs Paid £1034/£2,609 (£448 for legal, £586 for mortgage, £76 post redirection, £1,500 removals)
2) Balance of likely house move costs Paid £0/£5,372 (£1,772 legal, £3,600 land tax from equity)
Longer term financial goals
3) £6,519/£10,000 Emergency/Freedom/Home/Moving Fund 65.19%
4) MFW Nov 21 £201,999 with 264 240 payments to go - now £186,368 Equity 38%
5) Mortgage neutral by June 2030 £6,289/£127,466 AVC target 4.93%
6) FI Age 60 annual income target £12,500/30,000 41.66%
7) CC Debt free April 22 (now stay that way!!)2 -
I am shattered, vegging on the sofa while the cat is sitting on the windowsill watching the thunder storm😂
I have been paid so time for the money shuffle tomorrow 🎉Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36
Car loan £5503/10000 CC £18502 -
Cat seems to have the better life in that snapshot!! Good to have been paid. Hopefully you will recover quickly.Moving goals: Anticipated costs £8.2K (excluding new furniture or any post move renovations)
1) Upfront house move costs Paid £1034/£2,609 (£448 for legal, £586 for mortgage, £76 post redirection, £1,500 removals)
2) Balance of likely house move costs Paid £0/£5,372 (£1,772 legal, £3,600 land tax from equity)
Longer term financial goals
3) £6,519/£10,000 Emergency/Freedom/Home/Moving Fund 65.19%
4) MFW Nov 21 £201,999 with 264 240 payments to go - now £186,368 Equity 38%
5) Mortgage neutral by June 2030 £6,289/£127,466 AVC target 4.93%
6) FI Age 60 annual income target £12,500/30,000 41.66%
7) CC Debt free April 22 (now stay that way!!)1 -
The cat is always living her best life SH, surrounded by servants!
Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36
Car loan £5503/10000 CC £18502 -
Mine are the same!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***3
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