We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Ninety months to pay off mortgage - or as near as dammit!
Comments
-
Some people indeed do never get it sadly.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
So my income for august was way higher than expected so did I spend on something nice? No, I paid £1000 off my CC, so now two more months and that will be gone and I can hit the car loan.Mortgage OP 2026 £860/2000Mortgage balance: £31,763
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £205 -
So Very proud of you, wont be long till it's doneskint_spice said:So my income for august was way higher than expected so did I spend on something nice? No, I paid £1000 off my CC, so now two more months and that will be gone and I can hit the car loan.2 -
Thank you! Nice to see the return of those sunflowers 🌻elantan said:
So Very proud of you, wont be long till it's doneskint_spice said:So my income for august was way higher than expected so did I spend on something nice? No, I paid £1000 off my CC, so now two more months and that will be gone and I can hit the car loan.Mortgage OP 2026 £860/2000Mortgage balance: £31,763
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £202 -
Aye it's nice to be back, not sure what went wrong.... but hey ho I'm here now :-)
we will need to organise going to see the real things :-)2 -
What a star
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
Fab result. It will be worth it to see the back of the debt.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £41.6K + Lump Sums DB £4.6K + (25% of SIPP 1.4K) = 47.6K of £127.5K target 37.33% 16/5/26 (If took bigger lump sum = 69.5K or 54.5%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.6K updated 16/5/261 -
Quite a quiet weekend as I was on nightshift saturday night so a bit of a run saturday then a walk and a coffee with a friend yesterday afternoon after which I went home exhausted! She is only here for a few days though so didn't want to miss seeing her.
Was doing well not spending then I ordered a pizza last night... it was very, very good though - crispy base and healthy topping so not too unhealthy either.
Today I will be tidying up and washing and ironing, might run later once it's cooler. I need to go buy a diary as my free app is struggling to cope with my strange shifts.Mortgage OP 2026 £860/2000Mortgage balance: £31,763
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £202 -
there should be some back to uni diaries out just now, the ones I got gave you 18 months at a time which made life a tad easier,
Will need to compare crazy shifts with you so we can meet up, mines have been a tad crazy as well.2 -
I was thinking that too about the academic year El, shall nip to the shops in a bit and have a look...after a wee coffee...
Yes to meeting up, maybe go see some sunflowers?Mortgage OP 2026 £860/2000Mortgage balance: £31,763
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £202
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.3K Mortgages, Homes & Bills
- 178.6K Life & Family
- 261.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards