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Ninety months to pay off mortgage - or as near as dammit!
Comments
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beanielou said:Someone is a bad influence
A kayak!Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
savingholmes said:A kayak sounds cool and refreshing... walking around in scrubs and potentially masks sounds the opposite.
Thanks for what you doI had a very lazy day today although I did sort out my breakdown cover rather than accept renewal.Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Guess who had to reset her password
and no doubt will forget it very quickly,
So while I'm here,... congrats on the new job I'm delighted for you, you will be amazing at it, and hopefully not sweat as much and maybe even not have to wear a mask all the time.
Your doing good with the mortgage, I reckon you will be paid off quicker than you think, it's such a fine balance between going on an adventure and saving for retirement but you'll get there I know you will, just dont let people talk you into going swimming or hillwalking and you'll be fine
keep it up mrs am awfy proud of ya2 -
well those smileys didnt look right, and that was me with my glasses on as well2
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Waves @elantanAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/252 -
savingholmes said:Waves @elantan
well done on the pip
2 -
elantan said:savingholmes said:Waves @elantan
well done on the pip
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/252 -
savingholmes said:elantan said:savingholmes said:Waves @elantan
well done on the pip
2 -
Ooo I love your avatar ElantanMortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
skint_spice said:Ooo I love your avatar Elantan
wheres the laughing rolling smiley when you need it
2
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