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Ninety months to pay off mortgage - or as near as dammit!

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  • skint_spice
    skint_spice Posts: 13,465 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Glad you sverved park run. 
    I quite fancy a Christmas Day one, must look out my festive running top…
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 12/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 96,040 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    beanielou said:
    Glad you sverved park run. 
    I quite fancy a Christmas Day one, must look out my festive running top…
    I have festive leggings. 
    Only used them for chair Pilates & yoga. 🎄
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 13,465 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    beanielou said:
    Glad you sverved park run. 
    I quite fancy a Christmas Day one, must look out my festive running top…
    I have festive leggings. 
    Only used them for chair Pilates & yoga. 🎄
    I did a race a year or two ago and got a Grinch running top💗
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 12/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,465 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well I didn’t run yesterday and had a chilled morning with DS before he headed off to his dad’s. I will run today! I have just put together my 24 things to do in 2024 list so full of oomph😂
    Back to work tomorrow…
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 12/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,465 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Strava is telling me my fitness has gone down 58% over the last 90 days so this needs sorting out ASAP. Partly due to not exercising due to viruses but still I could have done better. Finance and fitness key aims for 2024.
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 12/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Strava is not very complimentary to me either right now. Feels like I just start building things up again then along comes the next virus. Best of luck for 2024 xx
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • skint_spice
    skint_spice Posts: 13,465 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Strava is not very complimentary to me either right now. Feels like I just start building things up again then along comes the next virus. Best of luck for 2024 xx
    Hopefully we will both improve over 2024 FF, lots of people seem to have been suffering like this this year - not seriously ill but virus after virus. I wonder if it was all the avoiding each other and antibacterial overload during lockdown? x
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 12/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Yes, I think one effect of the pamdemic is that the usual winter colds didn't get passed around as much for the last fe years. Result is we're all getting them now.
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • skint_spice
    skint_spice Posts: 13,465 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today I ran, went to supermarket then made a healthy dinner. All set for an early night before having to set my alarm again 😫
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 12/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • KajiKita
    KajiKita Posts: 8,040 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Bravo! 🤩👏😊

    Good luck tomorrow.

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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