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Nationwide fixed term ending...
Jellytot123
Posts: 45 Forumite
Has anyone recently had a fixed term end on a mortgage with nationwide? Ours is due to end in october and I was wondering do they automatically send through new fixed rate offers which we can accept if we are happy or do we have to reapply?
Do they need a load of documents again or the fact we are an existing customer and not asking for anymore money it will be a simple process?
We haven't had any payment holidays during our fixed term.
Any advice appreciated.
Do they need a load of documents again or the fact we are an existing customer and not asking for anymore money it will be a simple process?
We haven't had any payment holidays during our fixed term.
Any advice appreciated.
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Comments
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@jellytot123 For a product switch (staying with Nationwide) with no change in loan or term, there should be no paperwork required and should only require a few clicks/minutes online.
I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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Mine ended in Feb and they reached out in December time I think with a call, and there were remortgage options on the site. I was removing my ex so couldn't make use of them but it looked straight forward2
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my natwide tracker 1.34% ends June.
Haven't yet switched to another deal, seems next one will be short term fixed as comparable tracker is now 1.99% (no fees)
Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb1 -
Thanks for your replies. Just want to get it fixed again as we are happy to stay with nationwide.0
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Ours comes to an end at the end of Sept. NW will let you pick a new product up to 5 months before hand and then move 3 months before hand. Just booked a cracking rate (1.34%) for the next 2 years. 👍🏼0
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When my last fix was due to end with Nationwide I called them (because I’m impatient!) and they allowed me to move onto it 3 months early which I was very happy to do as it was preferential. You can check out the rates on their website, just put in your particulars. I was also pleased because they valued my house higher so I had a better LTV than I realised.0
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