Mortgage payment holiday at beginning of Covid

359eo

I took a 3 month mortgage payment holiday in April 20 when it was offered due to Coronavirus.  Will my mortgage lender hold this against me now I'm applying to port my mortgage over to a new property, borrowing the same amount?  I thought due to the circumstances this would not affect your credit history, but can't find any documentation to confirm this.

bamgbost

it wont show up on credit file. But lender may ask the Q about if you have recovered from whatever made you take the holiday.

But if its same lender, I would assume it shouldnt affect things much ( if at all).

K_S

@359eo Can't speak for your case or porting specifically but generally speaking, this has not caused issues with my residential purchase or remo clients who had taken out the govt mandated covid payment holiday.