Sorting My Money - Hi!

sortingmymoney

Hello,

I've been an avid reader of the DFW diaries for so long, now it is time to get started myself.

Like many people, last year hit me hard and not only did I wipe out my savings, but I also now have £3,000 of credit card debt.

Things are better now - I have picked up a few side hustles (I need to join the make £10 a day thread) and I've striped back our spending.

I could post a SOA but being an avid reader I've done all I can re: switching bills, cancelling contracts, haggling, downgrading the food shop. I've trimmed our spending to be as little as possible for now, and now need to focus on increasing my side hustle income.

A bit about me: I'm a mum of 2, living with my husband in a rural village. I'm still on furlough and my husband had to get a lower paid job. We are just about covering our outgoings, not including debt repayments and building up our savings.

Thanks for having me.

Karonher

Good luck - have you checked you are not paying for things you dont need, or paying more than you have to?

Thelaughingcat

Hi @sortingmymoney!  I’m another longtimelurker/firsttimetalker as well 😊  Sounds like the last year has been really rough for you guys.

I know they’re boring and don’t offer a massive return but the survey circuit is always good to squeeze a few extra pounds out a month.  There’s a survey challenge thread going as well which looks like it could be quite fun ☺️