Natwest mortgage with CCJ

sammyj84

Hello

So we have just got our credit files and it shows my husband has a CCJ from 5 years ago for £400 we didn't know about this.

Just wondering what are the chances of getting a mortgage with Natwest. Is it worth a shot or definite No??

(Nationwide offered us one but would lend on the property)

[Deleted User]

Your chances will be much improved once it's settled.

lonibra

You could always try a NatWest AIP and see what it says. Having said that, I myself would use an MB with a CCJ on my file. 

sammyj84

lonibra said:

You could always try a NatWest AIP and see what it says. Having said that, I myself would use an MB with a CCJ on my file. 

We got an AIP from Natwest. 

sammyj84

Deleted_User said:

Your chances will be much improved once it's settled.

There is less than 12 months left, if we settle it it will take about 6 months to get it all sorted so may as well wait till the 6 years is up