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Guiide is actually my site. You can use it if you are already in retirement even if you are over State Pension Age. You just can't be younger than State Pension Age and plan to retire after State Pension Age. We will be adding a lot more functionality soon including a dashboard, tracker and other help and assistance on pensions and non pension matters such as benefits and tax. It will always be free to use for subscribers. Any questions on it, just email us at the contact address.
Short of employing a financial advisor i found Guiide is the best around - Thank you
For a couple (guiide) do you just say partner no income and add your pots together ? is there any function where you can reduce drawdown once both SP kick in ? thank you
If you are looking for something really more advanced you could try Timeline. It’s normally only for financial advisers but I believe you can sign up for a demo account which only has one client.
there is also Voyant Go - again only for advisers but you can get (paid) access to it by signing up to a retirement planning class from several difference YouTubers.
Retireeasy is also a paid option on the web but it doesn’t do Monte Carlo or historic analysis so it’s not much better than a spreadsheet.
all of them do couples and also will calculate taxes so you can specify your net income requirements and so on
