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Household income / personal expenditure
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Wannabedebtfree21
Posts: 22 Forumite

I am currently going through my bankruptcy application, but a little confused. I have input my income and my wife’s income.
However as I understand it I only need to provide my own personal expenditure, my problem is, myself and wife have never split the essential bills, I pay all the essential bills whilst she looks after the childcare and none essential items. The way we have always done it since we 1st met 20 years ago.
Once the OR takes a look at my application will he/she question why I am paying all the essentials and the bills not being split. Whilst my wife uses her income to pay none essential items such.
Should I just put the whole household expenditure and answer any questions the OR return to me with
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For some reason I’m unable to edit my thread, it’s supposed to say my wife pays the none essential bills and childcare.0
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Generally, the OR will not be interested in what name is on the invoice or the receipt. If you don't give the OR your wife's financial details (and there is no legal obligation to do so) then they will simply split the bills 50/50 regardless of what you actually pay. The OR will split the household expenditure by proportion - so for example, if she earns 60% of the total household income and you earn 40% - or vice versa - then that's how the OR will split it.
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