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HMRC Cheque can they be cashed?

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Hello all, I'm unsure if this is in the correct thread so if not I apologise.

I have a tax refund being sent via cheque from HMRC but I have an online bank that doesn't accept cheque's.  Can these cheques be cashed anywhere for example at a Post Office with ID etc.  

Thanks in advance

Comments

  • brettcta
    brettcta Posts: 4,693 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Which bank are you with? Do they not allow you to pay in cheques even on their app?
    helpful tips
    it's spelt d-e-f-i-n-i-t-e-l-y
    there - 'in or at that place'
    their - 'owned by them'
    they're - 'they are'
    it's bought not brought (i just bought my chicken a suit from that new shop for £6.34)
  • Hi thank you for your reply, I'm with a bank called Suits Me
  • Nearlyold
    Nearlyold Posts: 2,380 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 2 April 2021 at 5:02PM
    Think you have two options.
    Talk to HMRC and get them to send your refund by direct credit to your bank account - presumably they can cancel the cheque somehow.
    Take the cheque and ID to somewhere that offers a cheque cashing service but expect to pay around 4% for the service
  • General_Grant
    General_Grant Posts: 5,282 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another option - open an account elsewhere with a bank or building society which does allow cheque deposits and doesn't even charge you for its regular services.  But be careful as some require you to open with a cheque drawn on an account in your own name.  A bricks and mortar bank has its uses.
  • Thank you everyone for your replies going to look into opening another account I think that would be the best options
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