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Big CC/overdraft debt, unusual situation - need advice please

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Comments

  • fatbelly
    fatbelly Posts: 23,714 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    Yes, just tell them your new address.

    Stop your direct debits now if you are going to stop payment.
  • Would anyone happen to know the HSBC postal address I should direct it to? I looked on their site and their contact us info does not include writing to them. I found a Customer Service Centre address & a card services address on a statement if sending a cheque payment, that is all. Thanks
  • runforlife
    runforlife Posts: 445 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    edited 15 April 2021 at 1:09PM
  • I am in a similar situation as OP, but currently living in a EU state. I have a few credit card debts, largest one of which is £6k and the other under £3k and 2.5k respectively. I have recently stopped my DD, due to inability to afford them, but should I inform my creditors that I have been living abroad for the past 6 months and intend to remain here? I would rather not have any CCJs against me, as I do intend to return to UK one day.
  • Martico
    Martico Posts: 1,242 Forumite
    1,000 Posts Third Anniversary Name Dropper
    lan3com said:
    I am in a similar situation as OP, but currently living in a EU state. I have a few credit card debts, largest one of which is £6k and the other under £3k and 2.5k respectively. I have recently stopped my DD, due to inability to afford them, but should I inform my creditors that I have been living abroad for the past 6 months and intend to remain here? I would rather not have any CCJs against me, as I do intend to return to UK one day.
    It's probably best to start your own thread outlining your position. A question on the end of a years' old thread risks confusing matters and will garner few responses 
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