Bankruptcy discharge.

louisefinchuk74

Hello there. Wondering if anyone can give me some advice. I have one month till I am discharged for my bankruptcy.  I need to know more about the certificate to prove that I am discharged because last week I had a soft search done by Lowell for affordability. All debts were put into the bankruptcy and I need to know what they're going to do next . I wouldn't put anything past them but I am getting stressed out again.

Thanks  for reading

Louise

luvchocolate

If you go to the I.S site upon discharge...click on your name and status will show discharged.
This stays on there for 3 months so print a copy of for your records 
Sometimes debts are sold on and companies will try it on...there is nothing they can do your debts were written of upon discharge. 

louisefinchuk74

Thank you for your help It has put   my mind at rest now.

Samirish

Lowells are a pain in the proverbials!!  I was discharged in Feb 2021 and they still insist that I must pay the debt (which was included on my BR).  The Post Discharge Credit Report Clear up thread has a letter template to send such companies.  I have just posted mine so hopefully will settle this soon 🤞🏼

louisefinchuk74

Many many thanks.That is a polite way of describing them. Could you send a link please to this template ???

Samirish

It's a thread right here on this board, Credit Reference File Clean up Post Bankruptcy.  There you will find info and a letter template to send to creditors.