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Getting a mortgage with a job contract

PecrySugden
PecrySugden Posts: 47 Forumite
Fourth Anniversary 10 Posts Name Dropper
in Mortgages & endowments
I have a teaching job secured for September. Would a mortgage provider consider my partner's income and my prospective income or would they prefer to see my 3 previous wage slips?
Our rental contract runs out in October and would love to avoid signing up for another 12 months. 
Thanks :) 

Comments

  • K_S
    K_S Posts: 6,908 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 31 March 2021 at 12:56PM
    @pecrysugden Are you an NQT? Or just changing employers?

    I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

    PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

  • PecrySugden
    PecrySugden Posts: 47 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    I'll be an NQT
  • K_S
    K_S Posts: 6,908 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 31 March 2021 at 4:36PM
    @PecrySugden In that case you should have options, as long as you've completed the qualifying requirements (an exam or a certificate, I can't remember off of the top of my head).

    Not sure how early it can be though. Definitely at least 3 months, perhaps more.

    I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

    PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

  • PecrySugden
    PecrySugden Posts: 47 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    K_S said:
    @PecrySugden In that case you should have options, as long as you've completed the qualifying requirements (an exam or a certificate, I can't remember off of the top of my head).

    Not sure how early it can be though. Definitely at least 3 months, perhaps more.
    Thanks, we've got a good deposit too. 
  • MovingForwards
    MovingForwards Posts: 17,178 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    You don't have to sign up for another 12 month tenancy, just let it go onto a rolling contact instead @PecrySugden
    Mortgage started 2020, aiming to clear 31/12/2029.
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