6 year rule

hadenoughnow

I am just coming to my first year of BR, discharge imminent. On checking my credit file, everything is there in black and white, all my creditors are showing as in default. Barclaycard however is still showing as a healthy account with a payment calendar that’s green! (I haven’t made a payment in over 2 years) the balance is only £500. Will this drop off after 6 years along with the rest? 

I take it after 6 years everything automatically disappears off your file or do you have to apply to have it removed? 

sourcrates

Defaulted accounts drop off after 6 years.

If the Barclaycard debt is showing as live and green, then happy days, its of no detriment to you.

Ideally they should all be shown as defaulted with a default date no later than the date of your bankruptcy.

Its up to you if you feel a complaint is warranted here.