Kensington Mortgages

LGR2210

Hi All, would really appreciate some help .We have had our AIP a couple of weeks ago for a new build using H2B. My credit history is adverse to say the least but my partners is 999 perfect. We have the AIP and submitted the formal application last Monday (15th March). 

Kensington instantly came back asking for these extras on top of the standard bank statements, payslips etc. 
-p60's
-proof of 3 months mortgage payments 
-gift deposit letter too
-wet signature declaration
-employer reference for me

Which we have provided all of the above. I have only been in my new job for 12 weeks too and received 2 months payslips (soon to be 3 end of the week) so this is a worry. We are really worried as we have now got to start paying for optional extras (non-refundable) to the property company or we may miss the first fixing deadline. Our mortgage advisor just keeps saying that there will be no problem at all but has anyone else been through this? When are we likely to know more?

Thank you all so much
Luca

RelievedSheff

It is a couple of years now since we used Kensington for our mortgage application on a new build, so things could have changed. At that time they had a dedicated new build team and our application went through in 14 days which was super quick for Kensington.

Try not to worry.

Walesgirl

LGR2210 said:

Hi All, would really appreciate some help .We have had our AIP a couple of weeks ago for a new build using H2B. My credit history is adverse to say the least but my partners is 999 perfect. We have the AIP and submitted the formal application last Monday (15th March). 

Kensington instantly came back asking for these extras on top of the standard bank statements, payslips etc. 
-p60's
-proof of 3 months mortgage payments 
-gift deposit letter too
-wet signature declaration
-employer reference for me

Which we have provided all of the above. I have only been in my new job for 12 weeks too and received 2 months payslips (soon to be 3 end of the week) so this is a worry. We are really worried as we have now got to start paying for optional extras (non-refundable) to the property company or we may miss the first fixing deadline. Our mortgage advisor just keeps saying that there will be no problem at all but has anyone else been through this? When are we likely to know more?

Thank you all so much
Luca

Hi, 

We put our application in last Thursday. 

How is it going for you?

So far they've only asked for 3 months bank statements, P60's, proof of deposit and proof of 3 months mortgage payments

Belle2711

Hi all, has anyone had an offer from Kensington with less than 12 months tenure in their current employment?