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Have no idea where to start

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  • LHW99
    LHW99 Posts: 5,385 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    .
     If I do get a workplace pension, can I still add to the nest to top up overall, or would I be better combining? 
    Yes, or you can transfer into the new workplace pension if you wish. Which is best depends on investments offered and how they meet your requirements, and the charges.
    You can always keep your Nest pension, if you wish, even if your new workplace uses a different company. At that point it is worth making sure you get autoenrolled into the new company scheme, even if your start salary is below the compulsory autoenrollment limit, as employers often pay in (free money) and may also be able to negotiate lower fees on some schemes than you would get doing your own thing.
  • Hi, I have a small pension I'm trying to access. Its £15000. Im being told that my pension provider cant release the funds under a Trivial Commutation as I'm already in receipt of my company pension, can anyone suggest any options as to what I can do ? 
  • Albermarle
    Albermarle Posts: 29,031 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    Fintytin said:
    Hi, I have a small pension I'm trying to access. Its £15000. Im being told that my pension provider cant release the funds under a Trivial Commutation as I'm already in receipt of my company pension, can anyone suggest any options as to what I can do ? 
    Yes 
    Start your own thread rather than 'hijack' one on a different topic .
  • Fintytin said:
    Hi, I have a small pension I'm trying to access. Its £15000. Im being told that my pension provider cant release the funds under a Trivial Commutation as I'm already in receipt of my company pension, can anyone suggest any options as to what I can do ? 
    I think you’ve replied to me by mistake. If you add this to your own new thread then you shouldn’t get missed. Well worth doing as I’ve had some great advice on here so far and made more progress in two days than I have in twenty years! Hope you get the help you need. 
    Quit smoking 18/08/07
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