We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Carry-forward rules for pension contributions

2»

Comments

  • dunstonh
    dunstonh Posts: 121,043 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 19 March 2021 at 5:17PM
    europa said:
    dunstonh said:
    Pension contributions from the company are classed as employer contributions. They are not affected by salary levels and can to £40k and use carry forward where it is available.
    Okay, but my LTD is now closed and i cannot therefore make employer contributions. The only question is whether the fact my previous earnings (4+8+8k) were from my old LTD makes any difference to my situation now (in terms of carry forward rules). Is 26k still the max i can contribute (with tax relief) this year? 
    That ship has sailed for you in respect of previous years.   (unless you started a new company again).  You are now looking solely at this years earnings.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.7K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.8K Work, Benefits & Business
  • 603.3K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.