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What to include on a budget?

I feel like I'm missing something. It's to prove we can financially manage while I finish my maternity leave. So far I have all direct debit from our accounts, so every bill we pay every month, plus a food budget, fuel, school expenses and a miscellaneous treat budget. Is there anything else anyone would suggest? I don't want this to be the reason we get declined! Thanks!!

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lenders don't normally require you to present a budget. 
  • CLJ2986
    CLJ2986 Posts: 461 Forumite
    100 Posts First Anniversary Name Dropper
    Normally they probably don't but I've been asked to prove how we plan to cover ourselves financially, so I've prepared one just in case they decide they want it. 
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 17 March 2021 at 10:22PM
    Do you have savings put by for unexpected financial outgoings? 
  • CLJ2986
    CLJ2986 Posts: 461 Forumite
    100 Posts First Anniversary Name Dropper
    Yes we have around 4k, roughly half of which we will use to cover my wages until I go back. 
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