DWP deductions from my state pension

wildrose_digger

I am 68 and started getting my state pension when I was almost 63
on the breakdown they send me they give the pension amount then add on an amount for pre 97 then they deduct an amount fior contracted out .
I have never contracted out and always paid Class 1 stamp for 44 years.
I also didn’t get inheritance from my husbands pension when he passed away in 2012 as they said I’d already got the maximum amount through my own contributions
DWP won’t tell me who or where they got the contracted out information from,
I do not get another pension in my name from any other provider 

Silvertabby

Have you ever worked in the public sector?  These schemes have always been automatic entry, so you wouldn't have had to ask to join.

A COD of £26.34 does seem to indicate that you have a decent level of pension waiting to be claimed.

....Unless DWP have made a mistake.  You need to ring them to ask if  they can see which pension scheme the COD relates to.  

Marcon

Try this: https://www.gov.uk/guidance/request-your-personal-information-from-the-department-for-work-and-pensions

You can do a subject access request online using the above link. 

xylophone

I also didn’t get inheritance from my husbands pension when he passed away in 2012 as they said I’d already got the maximum amount through my own contributions

If you had 44 full years when you reached SPA (in 2014/15?) then you would have qualified for a full basic state pension in your own right - it is also perfectly possible that you earned additional state pension in your own right during that time.

Was your husband a member of a contracted out pension scheme between 1978 and 1997 and are you in receipt of a widow's pension from that scheme?

See https://commonslibrary.parliament.uk/research-briefings/cbp-8635/ and download the file. It may answer your question.

However, if you are not in receipt of such a widow's pension and you are not receiving any other pension than state pension, then it would appear that somewhere you have an unclaimed pension in your own right.

Where were you employed between 1978 and 1997?