SWR Question

Terron

BritishInvestor said:

Terron said:

jamesd said:

gm0 wasn't being pessimistic but realistic and pragmatic. We do it because it's been well proved against really bad things like a world war, while knowing that there's that chance of something worse... but that events like death before the end of the planning horizon dominate the bad result scenarios, not the other unknowns.

In the original work the world war was good for pensions as the US markets did well out of it. The worst events were the great depression and the oil crisis. For Britian the war was worse and that is the main reason the SWR rate from such calculations is lower for the UK. I think death was left out of it.

"For Britian the war was worse and that is the main reason the SWR rate from such calculations is lower for the UK."
It wasn't the worst time (typically) from a UK SWR perspective.

True, but it was when it was worse than the US.