MSE Poll: What proportion of your income is spent on your mortgage/rent? 16 March 2021 at 6:11PM in Money Saving Polls 9 replies 1.2K views

MSE_Petar

Poll started 16 March 2021

Take what you pay on your mortgage or rent (include any service charges or ground rent but NOT council tax, insurance or other bills) and work out roughly what percentage of your monthly take-home pay/income (including benefits) it is.

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203846930

Still none.

fuzzynavel

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We used to pay around 25% of income to our mortgage but now it is less than 1/6th despite upping the payments. This is due to changes in earnings over the last 5 years or so.

molerat

fuzzynavel said:

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I am rarely able to see the poll results until it has closed.

MSE_Petar

fuzzynavel said:

Poll results not loading at all...

Hi there. Apologies for this – it was due to a technical problem with the third-party provider we use for the poll, which has now been fixed. If you give it another try you should be able to see the results.

aliphil

I couldn't complete the whole poll as none of the options in the second question apply to me. You forgot that some families have accommodation provided as part of a job.

MattMattMattUK

Due to a reduction of income because of Covid my mortgage currently costs me 35% of my net. Before Covid my contractual mortgage payment was 8% of my net, however with overpayments that was around 20%.

justworriedabit

Completed and interesting seeing the results.

TLX

Couldnt see results until survey ended. My salary just about covers my rent. I work in hospitality so on furlough at 80% of salary and privately rent,  trying to move to a smaller cheaper property is impossible as nothing is available. My landlord did give me a reduced rate for a few months but am having to pay it back in installments on top of an already high rent. No help given to renters the delayed eviction and the 'speak to ur landlord' advice not really much help. I am just getting further in debt with no help available

static266

TLX said:

Couldnt see results until survey ended. My salary just about covers my rent. I work in hospitality so on furlough at 80% of salary and privately rent,  trying to move to a smaller cheaper property is impossible as nothing is available. My landlord did give me a reduced rate for a few months but am having to pay it back in installments on top of an already high rent. No help given to renters the delayed eviction and the 'speak to ur landlord' advice not really much help. I am just getting further in debt with no help available

That is insane, sorry to hear. I’m guessing you’re including household bills and council tax in that figure too? Can you get another job temporarily for a couple of months before you go back to your main job?