Small overpayments

Josie1968

Is it worth overpaying by very small amounts? I just rounded down by £16.38. 

I’ve got 83000 to pay and 14 years left , I’d love to pay it off early. 

Poppycat1

I would say definitely yes to small overpayments.  If you check out MSE overpayment calculator it will tell you how much difference your overpayment make.  Unfortunately it's not great, you have to put whole years etc in, but it's a good start.  Careful it can become addictive though. 

jimjames

No reason not to put any amounts in, as Tesco say, Every little helps. I overpay £5 a month on one of mine

FatJock

I'd say yes. Overpaying by even a little amount will help you reach the end goal quicker. I also find it helps when you see the amount dwindle and helps the motivation to keep going (well it does with me). Keep up the good work