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MuddyBooks tackles the mountain.
in Mortgage-free wannabe
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I’ve now celebrated my birthday and have been restocked with all things I’m too cheap to spend my own money on. Make up, face packs, bath bombs etc. Feeling very jammy as I’m not a birthday person at all (my cake was a candle in a mini roll - raspberry mini roll, mind you, did push the boat out a smidge) and this is my second in a lockdown which suits me fine. Do feel rotten for those who enjoy a good knees up missing out on their birthdays but I think I’ll at least be a little more self confident in saying no to plans being forced on me from here on out.
Will be making an OP tomorrow when I’ve been and put some birthday money in the bank and done our grocery shopping for the next couple days 😊
Paid £59.92 off the mortgage so we’ve OP’d £109.92 so far this month 🥳 might be able to squeeze another OP through before the end of the month too 😊
Savings £9671 / £20 000 goal
Emergency Fund £216 / £1000 goal
MFW 2022 #27 £5,300
MFW 2023 #27 £1,110 / £2,023 target
And thank you @powerspowers
Called the library this morning to get my card number to log into their audiobook app. So that is nice free entertainment for me, as well as a job I've been putting off for a few weeks as they swapped their lending app and I couldn't find my library card ticked off the list.
The shed is now up in the garden so we're getting prices for materials for decking, no rush as we've still got a couple skip runs to do and general tidying up after Winter to do in the hedgerows to keep us busy. The area where it's going is safe enough and we're getting dozens of birds hunting and taking dirt baths in the mean time. I also spent yesterday morning scrubbing out the utility room now all the shed contents are back where they belong. Feels like a good job done!
£6.63 off the mortgage today to round the bank down
Another lovely day here! Fully aware we have snow forecast at the start of next week, however so trying to make the most of it. Mini is also pretty excited as we can get the bus to see Grandma on Thursday to sit in her garden. Could cry with relief, not seen her since we could form a little bubble with her over Christmas and at 85 the technology to keep in touch doesn't go beyond a nightly phone call once Mini is in bed. To say we miss her very very much feels like a very very huge understatement.
DH is also making the most of the weather (and lighter nights) by going on a nightly bike ride so it's me and Mini for a solo tea tonight. Going to attempt jacket potatoes - partly in the microwave (meecrowarvay - couldn't resist!) and then to crisp the skin up in the airfryer. If it goes like I hope it could be a earth shattering revelation of quick but crispy jacket spuds.
DH's payday tomorrow so looking forward to plumping up our garden renovations account, paying down the CC a little and getting our ducks in a row for April. Once our April mortgage payment goes out, and the interest goes on (It was £9.49 a day last month, so using that as our benchmark) we'll have £310 to OP to reach my goal of 107500. Hoping to hit this by mid April, but DH is wanting us to book tickets to a theme park for May as something to look forward to (It's a TV-based land, this is probably our last year of Mini wanting to go) so do want to save up for that too, will find a 2 for 1 ticket deal as I added up the cost last night without a voucher and... yikes! We'll be able to go mid week term time, which will mean it's lovely and quiet.