Post bankruptcy savings and selling household items

The_Real_Cheddar_Bob

OP it seems to me you are angling towards the question, "how do i avoid an IPA." but you don't actually want to ask it... 

Very simple. Keep income low. Do not look for ways to benefit in the next 12 months. No selling, no saving, no nothing. One sniff and its IPA. You sound like you are in a position to fund one, and my only assumption is down to the nature of your questioning

sourcrates

You are overthinking things here, the OR will not be interested in your eBay sales, the amounts are usually small, and irregular, so won`t be of interest.

If your income from employment increased significantly, then its your duty to inform the OR of this, and an IPA may be the result, only earned income counts towards an IPA, as the increase must be reasonably permanent, to make it worthwhile.

Small one off payments from the sale of second hand goods do not count as income for the purposes of an IPA.

The_Real_Cheddar_Bob

sourcrates said:

You are overthinking things here, the OR will not be interested in your eBay sales, the amounts are usually small, and irregular, so won`t be of interest.

If your income from employment increased significantly, then its your duty to inform the OR of this, and an IPA may be the result, only earned income counts towards an IPA, as the increase must be reasonably permanent, to make it worthwhile.

Small one off payments from the sale of second hand goods do not count as income for the purposes of an IPA.

The OR was very interested in my ebay sales when I went bankrupt. 

londonsteve

The_Real_Cheddar_Bob said:

OP it seems to me you are angling towards the question, "how do i avoid an IPA." but you don't actually want to ask it... 

Very simple. Keep income low. Do not look for ways to benefit in the next 12 months. No selling, no saving, no nothing. One sniff and its IPA. You sound like you are in a position to fund one, and my only assumption is down to the nature of your questioning

Last month my income was £45 net profit from self employment and £387 in Universal Credit. I am in no position to fund anything, much less an IPA. I would welcome making payments towards the debts that I incurred if I had a suitable income. If I had a suitable income I wouldn't however be in this position and would certainly not be a BR.