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Additional documents after offer??

Hey.

If you have seen my previous posts then you'll know that something has gone wrong at every step of the way.

We finally got everything in order, picked a completion date and was waiting for exchange when Santander have emailed saying they have withdrawn our offer pending more information.

We found out from our broker that they have requested my partners passport. Obviously everything is now on hold again until they see it (which will arrive with the broker today).

Has anyone had this? Is this normal? Should i stop getting excited as they may withdraw offer entirely?
If they withdraw the seller will remarket as they have been threatening it for weeks to try and hurry us along.
I'm starting to feel that this is never going to happen:-(

Comments

  • sparelogin
    sparelogin Posts: 96 Forumite
    Third Anniversary 10 Posts Name Dropper
    It's not common, but it happens.

    Not point in worrying over something you can't control.
  • K_S
    K_S Posts: 6,893 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    edited 10 March 2021 at 9:14AM
    Hey.
    If you have seen my previous posts then you'll know that something has gone wrong at every step of the way.
    We finally got everything in order, picked a completion date and was waiting for exchange when Santander have emailed saying they have withdrawn our offer pending more information.
    We found out from our broker that they have requested my partners passport. Obviously everything is now on hold again until they see it (which will arrive with the broker today).
    Has anyone had this? Is this normal? Should i stop getting excited as they may withdraw offer entirely?
    If they withdraw the seller will remarket as they have been threatening it for weeks to try and hurry us along.
    I'm starting to feel that this is never going to happen:-(
    @punkcandykane I've had one case (not Santander) recently with a similar issue, the client was on a European passport. Some lender systems aren't properly updated yet with the new residency requirements for EU citizens who previously had automatic rights. So they asked for proof of right to remain which effectively is either the "pre-settled" or "settled" status. Went through fine after I provided that as it was already on file.
    So it could just be that it wasn't picked up at packaging stage but has been now.
    Your case may or may not be similar.

    I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

    PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

  • Hey thanks for the advice.
    We both have UK passports but originally they only requested mine. I am hoping that they were looking through our case and just realised they wanted it.
    It got sent to the lender today after our broker verified it so I am hoping we hear back soon. Im not sure what the Santander wait is atm though. If its 5 days we have deff missed the original exchange and completion date.
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