We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Is 90% LTV mortgage possible with 11 missed payments 3 years ago
OptimisticFTB
Posts: 1 Newbie
Hi,
I would appreciate any advice on this. Between 2017/2018 I missed 11 payments on different Credit Cards. 10 show as 1 on the credit report and 1 shows as 2 (assuming this means months missed?)
The latest being March 2018. No CCJs or Defaults. I am looking for a mortgage with partner with a 10% deposit of £25k on a £250k house. My partners record is clean, no missed payments/ defaults/ CCJs.
We have a combined salary of £75500 and around £5k outstanding on a loan.
Is this possible with high street rates or will we need a adverse broker?
Thanks
I would appreciate any advice on this. Between 2017/2018 I missed 11 payments on different Credit Cards. 10 show as 1 on the credit report and 1 shows as 2 (assuming this means months missed?)
The latest being March 2018. No CCJs or Defaults. I am looking for a mortgage with partner with a 10% deposit of £25k on a £250k house. My partners record is clean, no missed payments/ defaults/ CCJs.
We have a combined salary of £75500 and around £5k outstanding on a loan.
Is this possible with high street rates or will we need a adverse broker?
Thanks
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.5K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.4K Work, Benefits & Business
- 604.2K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards