How to actually pay voluntary Class 3 National Insurance Contributions!

GSP

I am going through this process and trying to pay online.
After I fill in the A/c name details, I get two options.
HMRC Deficiency
or
HMRC Quarterly.

I just want to make a one off payment. Any idea which one to select. I can’t see any other option bar these two?
Thanks

p00hsticks

GSP said:

I am going through this process and trying to pay online.
After I fill in the A/c name details, I get two options.
HMRC Deficiency
or
HMRC Quarterly.

I just want to make a one off payment. Any idea which one to select. I can’t see any other option bar these two?
Thanks

Exactly where are you doing this - as far as I'm aware, to pay a one-off payment 'online' you have to get a reference number from HMRC (if you don;t already have one) and then simply make a faster payment via your normal online banking.

Can you provide a link to what process you are following ?

https://www.gov.uk/pay-voluntary-class-3-national-insurance/bank-details

GSP

p00hsticks said:

GSP said:

I am going through this process and trying to pay online.
After I fill in the A/c name details, I get two options.
HMRC Deficiency
or
HMRC Quarterly.

I just want to make a one off payment. Any idea which one to select. I can’t see any other option bar these two?
Thanks

Exactly where are you doing this - as far as I'm aware, to pay a one-off payment 'online' you have to get a reference number from HMRC (if you don;t already have one) and then simply make a faster payment via your normal online banking.

Can you provide a link to what process you are following ?

https://www.gov.uk/pay-voluntary-class-3-national-insurance/bank-details

I have already been in touch with HMRC. They have given me the 18 digit code and all the other account details and sort code. I told them what year I wanted to pay off (I have 5 years to make up), and they said they would add that to the system, so they know.

p00hsticks

GSP said:

p00hsticks said:

GSP said:

I am going through this process and trying to pay online.
After I fill in the A/c name details, I get two options.
HMRC Deficiency
or
HMRC Quarterly.

I just want to make a one off payment. Any idea which one to select. I can’t see any other option bar these two?
Thanks

Exactly where are you doing this - as far as I'm aware, to pay a one-off payment 'online' you have to get a reference number from HMRC (if you don;t already have one) and then simply make a faster payment via your normal online banking.

Can you provide a link to what process you are following ?

https://www.gov.uk/pay-voluntary-class-3-national-insurance/bank-details

I have already been in touch with HMRC. They have given me the 18 digit code and all the other account details and sort code. I told them what year I wanted to pay off (I have 5 years to make up), and they said they would add that to the system, so they know.

So is it your own online bank that is giving you those two options?

do the account details match those on the gov.uk website ?

Sort code	Account number	Account name
08 32 20	12001004	HMRC NICO Telephone banking

BOWFER

We've had a pain with this, we paid my wife's voluntary contributions months ago and only a chance look in her government gateway revealed a message saying "underpayment - possible penalties"
3 hours of a phone call later, it seems to be sorted now.
We had proof of payment from the bank, it was done by BACS.

patricia1066

Very useful thread. I have been on the phone today and had the last four underpaid years listed for me and a reference.

Should I make one payment or four?

 I can imagine the complications of only the early years being paid, when that is not my intention. Every year has a different sum owed. 

I did not get a email to confirm the arrangement, and it's clear that some people have to ring up to get the payment credited to their account.

Marcon

patricia1066 said:

Very useful thread. I have been on the phone today and had the last four underpaid years listed for me and a reference.

Should I make one payment or four?

 I can imagine the complications of only the early years being paid, when that is not my intention. Every year has a different sum owed. 

I did not get a email to confirm the arrangement, and it's clear that some people have to ring up to get the payment credited to their account.

Normally one payment should keep things simple, but you get the feeling that might not be the case here.... Probably making four payments would increase the chances the payments would be credited to the years you want to fund.

molerat

Oh for the good old days when you could send a letter and cheque stating precisely what you wanted to pay for.

p00hsticks

molerat said:

Oh for the good old days when you could send a letter and cheque stating precisely what you wanted to pay for.

Looks like that option might actually be back on the table now (I think they stopped accepting cheques for a while during the pandemic)

https://www.gov.uk/pay-voluntary-class-3-national-insurance/by-post

molerat

p00hsticks said:

molerat said:

Oh for the good old days when you could send a letter and cheque stating precisely what you wanted to pay for.

Looks like that option might actually be back on the table now (I think they stopped accepting cheques for a while during the pandemic)

https://www.gov.uk/pay-voluntary-class-3-national-insurance/by-post

About time some sort of normal service was resumed.