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Conditions on mortgage offer...credit report not updated

Gem_M90 · 2021-02-28 16:00:04

Hi, I've posted on here before for advice but as my completion was delayed into March I've started stressing. Due to complete on March 19th now. My Halifax offer states I have balances which I must clear before/on completion. My credit report hasn't updated/won't be updated before completion and I still have balances…

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Gem_M90 Posts: 114 Forumite

18 March 2021 at 11:06PM

Just for anyone who might search for something similar in the future... My solicitor received all funds from Halifax today and I complete tomorrow. No further checks were done despite the condition.
Thank you everyone for you opinions and apologies for being such a nervy FTB!

First Time Buyer
Help to Buy (Scotland) + mortgage at 68% LTV
Application submitted (Halifax)- 13/08
Referred to underwriters- 18/08
Discrepancies on application reported- 28/08
Application resubmitted- 02/09
Mortgage Offer Approved- 14/09
Missives Concluded- 22/10
Completion due- Feb 2021
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