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in Mortgages & Endowments
3 replies 191 views
Hi, I know these are difficult times with mortgage people wanting very large deposits to be considered for a mortgage. I know there are rumblings that the government are gonna help in this respect in the budget. My friend, before this government help, that might be possible, was desperate to find a mortgage to buy the house she is renting as she is a Foster carer, hospital help and has a reasonable income. They, in their efforts to find a mortgage, there were quite a few hard searches done and recorded on her credit file. She is saying that her credit score is now wrecked because of those searches for 12 months. Is there no dispensation due to the rough deals because of the present times, that she might be able to help get back her score earlier to take advantage of the possible government help. Can anyone shine a torch in her direction?
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