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@helen_919
AIPs can come back at a lower LTV for many reasons - credit history, kind of property, affordability, etc. It's hard to say what the reason might be without more detail.
Have a play-around with the affordability calculator here to see how close to the borrowing limit you are with your circumstances.
https://resources.barclays.co.uk/mortgage-calculators/residential-affordability
Any reason you picked Barclays or is this through a broker?I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.
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