Mortgage Lenders that Accept Restricted Stock Units (RSUs)

runtwiggyrun

I am in the process of trying to secure a mortgage on a new property, I work for Amazon and ~50% of my total compensation comes through in RSU awards, which vest twice a year I have P60s for the last 3 years showing the value. So far I have only heard that Natwest accept RSUs, is anyone out there aware of any other mortgage lenders or good mortgage advisors who may be able to help. RSUs are not new with many other tech firms paying in this way.

K_S

@runtwiggyrun I remember placing a similar case. If I'm not wrong RSUs are subject to tax and NI at vesting, and show on the employees pay documents and there are a handful of lenders who are open to considering it as income for affordability purposes.

[Deleted User]

Natwest always come up as they have historically accepted money found down the back of the sofa as an income source.   More lenders will be fine with it though.  I see it around Cambridge area where i work as loads of tech companies do this kind of thing.  Quite a few lenders just class it as a 6 monthly bonus

Dr_Homes

I know this may be a little late, but Limitless Financial Services specialise in RSU income  mortgages.  You can find them on Inside Amazon as well.