Which documents are needed for an adverse credit application?

KLHughes

Hi,

I won’t be putting a mortgage application in for a month or so but I wanted to try get documents ready now instead of leaving it last minute.

Just wondered if you could give me ideas of what documents adverse lenders ask for? It will most likely be Precise/Kensington/maybe Bluestone.

I’m thinking things like letters from the accounts that defaulted to say the accounts are zero balance and closed.

Thank you

[Deleted User]

Lenders will check the status of your accounts from your credit files. Proof of income, ID documents, bank statements are the basics.

KLHughes

Deleted_User said:

Lenders will check the status of your accounts from your credit files. Proof of income, ID documents, bank statements are the basics.

Thank you,

Do you know how many forms of I.D? My husbands passport is out of date, will they accept his driving license?

thanks again