Discharge due but ipa forms recieved from grant thornton

Hi please I really hope someone can give me some advice. I am due to be discharged in 48hrs on 26th Feb but recieved a letter this morning to say Grant Thornton are now trustees of my bankruocy and 'to enable them to decide whether to apply to the courts for  a IPO I need to complete the inclosed form'
I thought an IPA had to be put in place before discharge and now I'm really worried? 
IPA was not required when I delt with the official reciever and my employment and income havent changed? Have grant thornton just sent this out automatically or in error? I'm so worried i really thought this would all be over in 48hrs and now all the stress and anxiety has come flooding back 😪


  • edited 24 February 2021 at 4:30PM
    Minkym00Minkym00 Forumite
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    edited 24 February 2021 at 4:30PM
    Your best bet is ring them and ask what it's all about. It's true that an IPA cannot be put in place after discharge but the fact that the letter mentions an IPO (which is a court ordered IPA) means they may have already applied to the Court. If that is the case then the IPO can be implemented post-discharge.     
  • edited 25 February 2021 at 12:01AM
    sourcratessourcrates Forumite
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    edited 25 February 2021 at 12:01AM
    Can’t see much happening in 48 hrs, OP states -

    “to enable them to decide whether to apply to the courts for an IPO”

    suggests they have not yet done so.
    Clock runs out on the 26th regardless.
    Ex MSE Board Guide.

    More than a third of IVA`s fail....fact.
    Could A Debt Relief Order help you ?
    Never pay a fee for a Debt Management Plan.
    For free non-judgemental debt advice, contact either : Stepchange, National Debtline, or CitizensAdviceBureaux.
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