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How To Check If Someone Is Using My Address For Loans

Whats the best site to use to check my home address for loan reports, I want to make sure a previous partner is not using my address for loans.
Thanks.

Comments

  • Nebulous2
    Nebulous2 Posts: 5,504 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 19 February 2021 am28 9:41AM
    It isn’t really something you can do. It won’t impact you however, as long as they aren’t in your name. 

    The best indicator would be mail arriving from the lenders, or in the worst case debt collectors. 
  • Ramsay458 said:
    Whats the best site to use to check my home address for loan reports
    As above, there are no sites.
  • Ensure the partner is not on the register at your house, check the 3 credit agencies to ensure no financial link (file a notice of disassociation if necessary) and look out for mail to the partner - return it unopened as "not at this address". The first couple of points will give you the basis of an argument if a debt collector comes. Remember there is no link between personal credit history and an address (as in, dodgy loans at your address aren't linked to you).

    If you suspect they may try and take loans out in your name, check your credit reports weekly on the free services - clearscore, MSE credit club, credit karma
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