zero hours contract but want a Mortgage!

Sandij

I have a 15% deposit and a property available, however although a mortgage was approved in principle, and I regularly take home approx 1800 a month + I have having difficulty obtaining a mortgage offer due to being on a zero hours contract  not a care home or nhs setting!. Turned down and not asked to supply pay slips   Any helpful advice? 

[Deleted User]

How long have you been doing the role?  lenders who do support zero hours generally require 12 months history of income 

K_S

@sandij Not all lenders accept zero-hour contracts but there are mainstream lenders that do. As long as you can evidence consistent pay and a track record, you could potentially have options. I would recommend getting in touch with a mortgage broker and avoid doing too many DIPs without knowing exactly how the lender treats zero-hours income.